Biggest buy now, pay later (BNPL) apps in Spain 2015-2023, based on downloads
Pure play BNPL providers like Klarna or apps from other foreign credit providers attracted fewer downloads in Spain than the PayPal app did in 2023. This is according to research into approximately 150 different apps that either offer buy now, pay later directly, or are closely affiliated with it. Spain's main BNPL apps are from outside the country. Especially noticeable are the apps that come from its neighboring countries, such as Oney (France) and Scalapay (Italy). Aplazame is the only Spanish provider on the list, a fintech startup that provides consumer credit through Spanish e-commerce websites.