In financial year 2019, the private insurer ICICI Lombard had a combined ratio of around 92 percent in the own-damage motor segment. And although this was an increase compared to the previous financial year, ICICI general insurance had one of the best combined ratios in the segment. Overall, a higher combined ratio indicates that the company is paying out more money than it is earning as insurance premiums.
Combined ratio of ICICI Lombard own-damage motor insurance from financial year 2015 to 2019
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HDFC Securities. (October 1, 2019). Combined ratio of ICICI Lombard own-damage motor insurance from financial year 2015 to 2019 [Graph]. In Statista. Retrieved June 10, 2024, from https://internal.statista.com/statistics/1079768/india-icici-lombard-motor-own-damage-insurance-combined-ratio/
HDFC Securities. "Combined ratio of ICICI Lombard own-damage motor insurance from financial year 2015 to 2019." Chart. October 1, 2019. Statista. Accessed June 10, 2024. https://internal.statista.com/statistics/1079768/india-icici-lombard-motor-own-damage-insurance-combined-ratio/
HDFC Securities. (2019). Combined ratio of ICICI Lombard own-damage motor insurance from financial year 2015 to 2019. Statista. Statista Inc.. Accessed: June 10, 2024. https://internal.statista.com/statistics/1079768/india-icici-lombard-motor-own-damage-insurance-combined-ratio/
HDFC Securities. "Combined Ratio of Icici Lombard Own-damage Motor Insurance from Financial Year 2015 to 2019." Statista, Statista Inc., 1 Oct 2019, https://internal.statista.com/statistics/1079768/india-icici-lombard-motor-own-damage-insurance-combined-ratio/
HDFC Securities, Combined ratio of ICICI Lombard own-damage motor insurance from financial year 2015 to 2019 Statista, https://internal.statista.com/statistics/1079768/india-icici-lombard-motor-own-damage-insurance-combined-ratio/ (last visited June 10, 2024)
Combined ratio of ICICI Lombard own-damage motor insurance from financial year 2015 to 2019 [Graph], HDFC Securities, October 1, 2019. [Online]. Available: https://internal.statista.com/statistics/1079768/india-icici-lombard-motor-own-damage-insurance-combined-ratio/